Federal Occupational Health (FOH)'s EAP services include consultation with financial experts and licensed attorneys to provide assistance with issues that require legal or financial guidance. Services include help with living will and health care power of attorney, housing or real estate matters, estate planning, education funding, retirement planning, and investment strategies.
We all strive to eliminate debt and obtain financial security. Sound information and planning are critical to achieving financial success. Financial services include access to consultation and referral services for a wide range of financial issues.
Toll-free telephonic consultation with our financial services representatives provides you objective, targeted information on a variety of issues including:
- Should you buy or lease your next car
- Selecting which credit card to pay off first
- Family budgeting
- The basics of financial planning
- Savings and investment strategies
- Determining how much you will need to save to retire comfortably
- How to identify a financial planner in your community
- Dealing with identity theft
Occasionally, most of us face a legal issue or have questions on legal matters that require the assistance of an attorney. Legal services include access to consultation and referral services for a wide range of legal issues.
A toll-free number is provided for a consultation by telephone with a licensed attorney who practices in your state. The first consultation with the attorney on any given topic is offered at no charge (for up to 60 minutes). If you need additional legal assistance, you may retain an attorney from this program at a discounted rate.
Examples of legal services include:
- Health care power of attorney
- Living wills
- Housing or real estate matters
- Estate planning
- Family law, such as divorce, child custody, and child support
- Car accidents and related matters
- Financial concerns
- Consumer concerns
- Criminal matters
The legal services program does not provide advice on issues regarding the program, its employees, or other providers or attorneys associated with the program, or on matters relating to your job.
Eligibility and Costs
Both financial and legal services are available to the employee, household members, and dependents.
Both services are a prepaid benefit offered at no charge to you by your agency. However, if you are referred to a resource outside of these programs, or if you use the services beyond the time allowed, there may be charges for which you will be responsible.