If your parent’s plan covers dependents, you usually can get added to or stay on your parent’s health plan until you turn 26 years old.
You can join or remain on a parent's plan even if you are:
- A parent
- Not living with your parents
- Attending school
- Not financially dependent on your parents
- Eligible to enroll in your employer’s plan
When Someone Turns 26
Your coverage will end on your 26th birthday. When you lose coverage on your 26th birthday, you qualify for a Special Enrollment Period. This lets you enroll in a health plan outside Open Enrollment.
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