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HHS.gov
  • About HHS
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  1. HHS
  2. Health Care Home
  3. About the ACA
  • Health Care
    • Maternal Health
    • About the Affordable Care Act (ACA)
      • Pre-Existing Conditions
      • Young Adult Coverage
      • Cancellation & Appeals
      • Benefit Limits
      • Preventive Care
      • Affordable Care Act (ACA) Anniversary
    • How to use your coverage to get care

About the Affordable Care Act

The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010.

The law has 3 primary goals:

  • Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). 
  • Expand the Medicaid program to cover all adults with income below 138% of the FPL. Not all states have expanded their Medicaid programs.
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

Need health insurance?

Find affordable health care and compare plans at Healthcare.gov.

Read the law

  • Full Text of the Affordable Care Act and Reconciliation Act - This is not the official version, and we provide it for your convenience.
  • Certified full-text version: Affordable Care Act
  • Certified full-text version: Reconciliation Act

Know Your Rights

Learn more about your rights & protections under the health care law.

No Surprise Medical Bills

Understand how you are protected from surprise medical bills.

Content created by Assistant Secretary for Public Affairs (ASPA)
Content last reviewed March 17, 2022
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