Issued by: Centers for Medicare & Medicaid Services (CMS)

Issue Date: April 14, 2014

Program Area: Small Business Health Options Program (SHOP)

Question: For the Individual Marketplace, coverage can be cancelled after effectuation. Will this be allowed in FF-SHOPs?

Answer: In FF-SHOPs, coverage cannot be cancelled after it is effectuated. FF-SHOP coverage must be cancelled by 11:59 PM ET prior to the coverage effective date. Employers and employees may, however, voluntarily terminate coverage after coverage has been effectuated.

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