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Enrollment and Eligibility (ENR) FAQ

Guidance for FAQ regarding Premium Payment and Issuer Invoices

Program Area: Enrollment and Eligibility (ENR)

Question: If a consumer chooses a zero premium QHP by virtue of applying Advanced Premium Tax Credit (APTC) to 100% of the premium, will the Issuer receive payment from CMS if the issuer doesn't send an effectuation confirmation?

Answer: Qualified health plan (QHP) issuers must send an effectuation transaction to CMS to effectuate the enrollment and receive payment regardless of the premium owed by the enrollee.

Issued by: Centers for Medicare & Medicaid Services (CMS)

Issue Date: January 09, 2014

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DISCLAIMER: The contents of this database lack the force and effect of law, except as authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically incorporated into a contract. The Department may not cite, use, or rely on any guidance that is not posted on the guidance repository, except to establish historical facts.