• Text Resize A A A
  • Print Print
  • Share Share on facebook Share on twitter Share

About the Mental Health and Addiction Insurance Help Website

Questions answered on this page:


General Questions about the Mental Health and Addiction Insurance Help Website


How can the Mental Health and Addiction Insurance Help Website help me?

This website provides the phone numbers, websites, or email addresses you can use for questions about how Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws apply to different types of health coverage. These contacts can answer questions about ways the Parity laws may protect you with respect to mental health or addiction benefits for you or your family.


Why can't I call a single number for assistance with mental health or addiction insurance questions?

There is no single point of contact for Parity questions, because Parity laws can differ depending on the type of health coverage you have. Therefore, it is necessary to contact people knowledgeable about your particular type of coverage. Simply select your coverage type on the home page to find the best people to contact for your specific type of coverage.


Why doesn't this site provide a list of the mental health and addiction services that are covered and those that aren't?

Mental Health and Substance Use Disorder Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws do not provide a specific list of services that are covered; rather, the laws require plans to provide the same level of coverage for mental health care and addiction treatment that they do for physical health care. These protections prevent insurers and other types of plans from placing stricter limits on Mental Health and Addiction benefits and requirements, such as:

  • Copayments;
  • Deductibles;
  • Yearly visit limits;
  • Need for prior authorization; and
  • Proof of medical necessity

While it may be helpful to read up on these general protections, the contacts available on this website can answer questions about your particular situation.


Where can I find more information about Parity laws?

To learn more about Parity Laws and the Mental Health Parity and Addiction Equity Act of 2008, see these publications: Know Your Rights: Parity for Mental Health and Substance Use Disorder Benefits - PDF and Consumer Guide To Disclosure Rights: Making The Most Of Your Mental Health and Substance Use Disorder Benefits - PDF.

In addition, in October 2016, the President’s Mental Health and Substance Use Disorder Parity Task Force issued a final report that outlined recommendations and took some initial steps to implement the recommendations to further advance parity in mental health and substance use health benefits.


Questions about Mental Health and Addiction Insurance Coverage for specific Conditions or Medications


Will health coverage Parity laws ensure coverage for services for someone on the Autism Spectrum (e.g., Asperger's Syndrome)?

Treatment for Autism may be protected by Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws. Select your coverage type on the home page to find out who to contact for assistance and information concerning your specific type of coverage. The answer may depend upon State law and/or the terms of your health coverage.


Will health coverage Parity laws ensure coverage for services for heroin or opioid (e.g., oxycodone, tramadol, etc.) addiction treatment?

Treatment for opioid addiction may be protected by Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws. Select your coverage type on the home page to find out who to contact for assistance and information concerning your specific type of coverage. The answer may depend upon State law and/or the terms of your health coverage.


Will health coverage Parity laws ensure coverage for antidepressants (e.g., escitalipram, Lexapro, Cipralex, sertraline, Zoloft, etc.)?

Treatment for depression may be protected by Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws. Select your coverage type on the home page to find out who to contact for assistance and information concerning your specific type of coverage. The answer may depend upon State law and/or the terms of your health coverage.


Will health coverage Parity laws ensure coverage for attention deficit hyperactivity disorder (ADHD) prescription medicine (e.g., Adderall, Ritalin, amphetamines, etc.)?

Treatment for ADHD may be protected by Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws. Select your coverage type on the home page to find out who to contact for assistance and information concerning your specific type of coverage. The answer may depend upon State law and/or the terms of your health coverage.


Will health coverage Parity laws ensure coverage for anxiety medications (e.g., Xanax, alprazolam, benzodiazepines, Valium, etc.)?

Treatment for anxiety and other similar mental health disorders may be protected by Parity laws require most health plans to apply similar rules to mental health benefits as they do for medical/surgical benefits. Select your insurance type below for more about the protections that apply for you, and to get assistance information.Parity laws. Select your coverage type on the home page to find out who to contact for assistance and information concerning your specific type of coverage. The answer may depend upon State law and/or the terms of your health coverage.



Are you in crisis?

Suicide Prevention Hotline: 1-800-273-TALK (8255) http://www.suicidepreventionlifeline.org


National Helpline treatment referral and information service: 1-800-662-HELP (4357) http://www.samhsa.gov/find-help/national-helpline


Veterans, Military & Families Crisis Line: 1-800-273-8255 Press 1 https://www.veteranscrisisline.net


Disaster Distress Helpline: 1-800-985-5990 http://www.samhsa.gov/find-help/disaster-distress-helpline


Local Emergency Services Call 911


Treatment Locators

Content created by Assistant Secretary for Public Affairs (ASPA)
Content last reviewed on January 9, 2017