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Young Adult Coverage

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old.

Children can join or remain on a parent's plan even if they are:

  • Married
  • Not living with their parents
  • Attending school
  • Not financially dependent on their parents
  • Eligible to enroll in their employer’s plan

When Someone Turns 26

Under-26 coverage ends on a child’s 26th birthday. When a child loses coverage on their 26th birthday, they qualify for a Special Enrollment Period. This lets them enroll in a health plan outside Open Enrollment.

Learn more about how someone can get covered when they turn 26  years old.

For More Information

Content created by Assistant Secretary for Public Affairs (ASPA)
Content last reviewed on January 31, 2017
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