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Frequently Asked Questions on Agent/Broker Compensation and Guaranteed Availability of Coverage

These FAQs address the practice of health insurance issuers offering individual market health insurance coverage, including issuers of qualified health plans offered through the Marketplaces reducing or eliminating commissions and other forms of compensation for agents and brokers who assist consumers with enrollments in individual market coverage during a special enrollment period (SEP)

Download the Guidance Document


Issued by: Centers for Medicare & Medicaid Services (CMS)

Issue Date: June 07, 2022

DISCLAIMER: The contents of this database lack the force and effect of law, except as authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically incorporated into a contract. The Department may not cite, use, or rely on any guidance that is not posted on the guidance repository, except to establish historical facts.