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FAQs for Consumers about Affordable Care Act (ACA) Implementation Part 46 (MOOP FAQs)

​These FAQs, prepared jointly with the Departments of Labor and Treasury, clarify the maximum annual limitation on an individual's cost sharing under Affordable Care Act section 1302(c)(1) (sometimes called the maximum out-of-pocket limit or MOOP limit) for plan years beginning on or after January 1, 2022. ​​

Download the Guidance Document


Issued by: Centers for Medicare & Medicaid Services (CMS)

Issue Date: June 04, 2021

DISCLAIMER: The contents of this database lack the force and effect of law, except as authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically incorporated into a contract. The Department may not cite, use, or rely on any guidance that is not posted on the guidance repository, except to establish historical facts.