The Affordable Care Act and Your Community
Open enrollment in the Health Insurance Marketplace opens on November 15 with coverage available as early as January 1, 2015. Open enrollment closes on February 15, 2015.
Some people are eligible to enroll in the Health Insurance Marketplace before November 15. People qualify for the special enrollment period due to a qualifying life event or due to complex cases. It is important to contact the Marketplace call center at 1-800-318-2596 (TTY: 1-855-889-4325) within 60 days of the qualifying event to enroll.
Here are some examples of qualifying life events:
- Marriage, having a baby, adopting a child or placing a child for adoption or foster care, moving your residence, gaining citizenship, leaving incarceration.
- Losing other health coverage—due to losing job-based coverage, divorce, the end of an individual policy plan year in 2014, aging off a parent’s plan, losing eligibility for Medicaid or the Children’s Health Insurance Program (CHIP), and similar circumstances. Important: Voluntarily ending coverage doesn’t qualify you for a special enrollment period. Neither does losing coverage that doesn’t qualify as minimum essential coverage.
- Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions for people already enrolled in Marketplace coverage.
- Gaining status as member of an Indian tribe. Members of federally recognized Indian tribes can sign up for or change plans once per month throughout the year.
There are also special enrollment periods for people with complex cases. Learn more information on this issue.
The Medicaid program, which assists people with low incomes, and the Children’s Health Insurance Program are open for enrollment year round.
Health Care Law Toolkit for Faith and Community-Based Organizations
This toolkit will help faith and community leaders learn and educate others about the health care law. These materials can be used as bulletin inserts, at enrollment events and for other education and outreach efforts.
- ACA Fact Sheet for Faith and Community Leaders (also available in Spanish)
- Four-Step Guide to Planning a Health Care Enrollment Event
- ACA Talking Points for Faith and Community-Based Organizations
- Call to Action
- What You Can Do To Help People Who Are Uninsured
- The Affordable Care Act Made Simple
- Quality, Affordable Health Care for our Neighbors
- How to Access Health Insurance and Services in your Community
- How the New Health Care Law reflects our Shared Values and Common Beliefs
Download a condensed version of this health care law toolkit to use during the final weeks of open enrollment.
Find more ACA outreach and educational materials.
To order posters, applications and other materials on the health care law from http://productordering.cms.hhs.gov
Looking for applications for health insurance in many languages? Get them through this page in CMS Marketplace Website
The Health Care Law 101 Webinar Schedule
The HHS Partnership Center hosts a series of interactive webinars for you to learn more about how to enroll in health insurance and what to do now that you have coverage.
The Small Business Administration hosts webinars on the health care law and how it helps nonprofit organizations and small businesses enroll their employees in health insurance.
Educational materials on the health care law can be found at Marketplace.cms.gov. Applications for health insurance in multiple languages, fact sheets, articles, brochures, widgets and badges, talking points and other resources can be found there as well.
For people who are newly insured and looking for more information about what to do now that they have health insurance, a new website has been created called From Coverage to Care. The website includes videos and a booklet in English and Spanish with eight steps that the newly insured person can take to live a long and healthy life.
To order From Coverage to Care materials, go to http://marketplace.cms.gov/outreach-and-education/order-coverage-to-care-materials.html.
Information on the Navigators, Certified Assistance Counselors, In-Person Assisters, Educator Programs
Certified Application Counselor (CAC) Program
- Fact sheets on How to Become a Certified Application Counselor (CAC)
- Apply to become a Certified Application Counselor organization
- More information on the CAC program
Champion for Coverage Program
- Learn more about becoming a Champion for Coverage
Links for More Information
www.HealthCare.gov - Information on the Health Insurance Marketplace; the website to enroll in health insurance.
www.CuidadoDeSalud.gov - Spanish language website providing information on the Health Insurance Marketplace; the website to enroll in health insurance.
http://marketplace.cms.gov - Resources on the Health Insurance Marketplace.
www.hhs.gov/healthcare - Social media on the health care law, including blogs, tweets and stories of people who now have health insurance.
www.cciio.cms.gov - Public policy and program information on the health care law.
www.cms.gov - Public policy and program information on the health care law.
www.HRSA.gov - Information on how to locate a community health center.
www.Medicaid.gov - Information on the Medicaid program that assists people with low incomes.
www.Medicare.gov - Information on the Medicare program that assists seniors and people with disabilities.
Frequently Asked Questions on the Affordable Care Act: