The Affordable Care Act provides you with new ways to hold insurance companies accountable and keep your costs down.  These changes can help you get the most out of your health insurance.

Rate Review

Rate Review helps protect families and small businesses from unreasonable rate increases. Insurance companies must now justify any rate increase of 10% or more.

Value for Your Premium Dollar: 80/20 Rule and MLR

The health care law limits how much of your premium dollar your insurer can spend on things other than providing and improving the quality of your health care.  

Flexible Spending Account Changes

If you have a flexible spending account, health savings account, or health reimbursement account, here are some important changes you should know about.

Content last reviewed on April 29, 2014