The open enrollment period to sign up through the Health Insurance Marketplace is closed for 2014, but you may still have options to get health coverage. And if you joined the millions of Americans who have signed up for Marketplace coverage, we can help you learn how to use it.
About the Marketplace
The Health Insurance Marketplace is designed to make buying health coverage easier and more affordable. The Marketplace allows individuals to compare health plans, get answers to questions, find out if they are eligible for tax credits for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs.
The next open enrollment period begins next fall, November 15, 2014 – February 15, 2015 for coverage that would start as early as January 1, 2015.
Coverage Options outside Open Enrollment
Outside the normal open enrollment period, you can enroll in a private health insurance plan through the Marketplace only in limited, exceptional cases, or if you have a qualifying life event like getting married, having a baby or moving outside of your insurer’s coverage area. Medicaid and CHIP enrollment also continues year round.
Use Your New Marketplace Coverage
If you’ve joined the millions of Americans who have signed up for Marketplace coverage, you need to learn how to use it.
Here are some steps you can take right now to ensure that you have access to health care once your coverage begins.
- Make sure you're covered. If you think you've signed up for health insurance but haven't heard from your insurance company, we can help you find out if you're covered.
- Get prescription medication under your new plan. Health plans will help pay the cost of certain prescription medications. We can help you find out if your prescription is covered.
- Get medical care and find a doctor. Most health plans give you the best deal on services when you see an “in-network” doctor who has a contract with your health plan.
- Learn more about using your new insurance coverage.
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