Insurance Marketplace

The open enrollment period to sign up through the Health Insurance Marketplace is closed for 2014, but you may still have options to get health coverage. And if you joined the millions of Americans who have signed up for Marketplace coverage, we can help you learn how to use it.

About the Marketplace

The Health Insurance Marketplace is designed to make buying health coverage easier and more affordable. The Marketplace allows individuals to compare health plans, get answers to questions, find out if they are eligible for tax credits for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs.

The next open enrollment period begins next fall, November 15, 2014 – February 15, 2015 for coverage that would start as early as January 1, 2015.

Coverage Options outside Open Enrollment

Outside the normal open enrollment period, you can enroll in a private health insurance plan through the Marketplace only in limited, exceptional cases, or if you have a qualifying life event like getting married, having a baby or moving outside of your insurer’s coverage area. Medicaid and CHIP enrollment also continues year round.

Learn more about getting coverage outside of open enrollment.

Use Your New Marketplace Coverage

If you’ve joined the millions of Americans who have signed up for Marketplace coverage, you need to learn how to use it.

Here are some steps you can take right now to ensure that you have access to health care once your coverage begins.

For More Information

Health Insurance Marketplace: Have health insurance questions? Get Quick Answers

Content last reviewed on April 29, 2014