Losing the Stress And Uncertainty: My #GetCovered Story
Posted March 13, 2014
By Kathryn Robison
At 29 and as the primary caregiver for my grandmother in Raleigh, I knew signing up for health insurance was more important than ever. I needed the peace of mind of knowing that I could better care for her and myself.
But insurance through grad school was too expensive for me, and as a part-time worker I couldn’t get coverage from my employer.
I found that peace of mind with the Health Insurance Marketplace. I logged onto HealthCare.gov and enrolled in a Gold plan. I was eligible for reduced costs, so my premium is less than $52 a month, with a $500 deductible.
I know a lot has been said about how many young adults – the young invincibles—think they’re too healthy to need insurance. But I’m one of those young adults and not having health insurance was more than a little stressful. When I was uninsured, I had to decide between toughing out illnesses – no matter how bad – and going to a doctor or the emergency room. I worried about all the things I couldn’t control like other drivers or ice on the road.
I’m pursuing a graduate degree, caring for my ailing grandmother and working part-time. What I don’t need is the stress and uncertainty of not having health insurance.
I urge all young adults to do the right thing and get covered. You have until March 31 to log onto HealthCare.gov and enroll in a plan that fits your needs and wallet. In fact, 6 out of 10 uninsured Americans could qualify for plans for $100 or less a month.
There are only a couple of weeks left before the March 31 open enrollment deadline, so don’t wait. Get covered today.