Families: Get Together This Summer and Talk Health
By Kathleen Sebelius, Secretary of Health and Human Services
Posted July 3, 2013
Your next summer reunion or picnic not only offers the opportunity for great food and catching up, it also is a great time to swap stories about your family’s health history and learn together how the health care law can help everyone in your family stay healthy.
Does your Grandmother have diabetes or did your Great-Uncle have heart disease? These are important things to know. When you know your family history, you can take action to prevent or delay developing a health condition that runs in your family. Understanding your family health history can help you and your doctor decide if you should receive early screening, active monitoring, and/or preventive care for the chronic conditions you may be more likely to develop.
The new health law opens doors to affordable insurance options and covers a wide range of preventive services, so you and others in your family ─ from your siblings, cousins, nieces and nephews to your parents, aunts, uncles and grandparents ─ can take those extra steps to stay healthy.
Here are just some of the ways the health law can help your family:
- Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition or disability.
- Children also have access to many preventive services, like vaccines and vision and hearing tests, at no extra cost.
- Most young adults up to age 26 can stay on the family health plan.
- Many adults with insurance can benefit from better coverage and many preventive services at no extra cost.
- Adults who need chronic care or expensive treatment or hospital visits no longer have to fear lifetime limits on most benefits. Starting in 2014, annual limits on coverage will be banned too.
Seniors and people with disabilities on Medicare:
- Eligible patients can get prescription drug discounts and many preventive services, like mammograms and flu shots, at no extra cost.
- Starting in October, all family members without insurance or looking to make a change can shop for quality, affordable insurance through the Health Insurance Marketplace.
Millions of families are already benefitting from better access to quality, affordable health care. Learn how yours can too by visiting HHS.gov/HealthCare.