Privately Insured Americans to Learn about the Health Insurance Marketplaces

By Kathleen Sebelius, Secretary of Health and Human Services
Posted May 08, 2013

Starting in 2014 there will be a new way for you to buy health insurance through the Health Insurance Marketplace.  Whether you’re uninsured, or just want to explore new options, the Marketplace will give you more choice and control over your health insurance options.

Today, the Departments of Health and Human Services and Labor are taking another step to let you know about new insurance options available in 2014.  Over the course of the remainder of the year, businesses and health insurers in the individual market will send Americans information about coverage through the Marketplace.

Among those who will get notices are the approximately 7 million individuals and their dependants who become eligible for coverage through COBRA every year, including people who may be in between jobs and have the option to buy into their former employer’s coverage.  COBRA coverage is generally expensive, and a number of people turn it down and become uninsured.  From now on, people leaving their jobs will learn that they may be eligible for affordable insurance through the Marketplace.  People who purchase coverage through the Marketplace instead of COBRA could cut their premiums by as much as half.  They may also qualify for a new kind of tax credit that lowers monthly premiums right away.

These notices are the just another step in the Administration’s efforts to raise awareness of the new, quality, affordable health insurance options available in 2014.  Open enrollment in the Health Insurance Marketplace begins October 1, 2013.  

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