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Requests for Comment

Health Insurance Exchanges: Starting in 2014, improved choices will be offered through health insurance Exchanges – new, competitive, state-run and consumer-centered health insurance marketplaces.  The Exchanges will make purchasing health insurance easier by providing eligible consumers and businesses with “one-stop-shopping” where they can compare and purchase health insurance coverage.  The Department of Health and Human Services is asking States, consumer advocates, employers, insurers, and other interested stakeholders to comment on the types of standards Exchanges should be required to meet.

Request for Comments regarding the health insurance Exchanges established by the Affordable Care Act can be accessed at http://www.regulations.gov/search/Regs/home.html#documentDetail?R=0900006480b27305. Submitted written or electronic comments were due by October 4, 2010.

Medical Loss Ratios: The Departments of Health and Human Services, Labor and Treasury invited public comment to aid in the development of regulations regarding Section 2718 of the PHS Act. Section 2718 requires health insurance issuers offering individual or group coverage to submit annual reports to the Secretary on the percentages of premiums that the coverage spends on reimbursement for clinical services and activities that improve health care quality, and to provide rebates to enrollees if this spending does not meet minimum standards for a given plan year.

Request for Comments Regarding Section 2718 of the Public Health Service Act can be accessed at http://edocket.access.gpo.gov/2010/2010-8599.htm. Submitted written or electronic comments were due by May 14, 2010, 11:59 PM EST.

Premium Review Process; Request for Comments Regarding Section 2794 of the Public Health Service Act: The Department of Health and Human Services invited public comments regarding Section 2794 to the Public Health Service Act.  Section 2794 requires the Secretary to work with States to establish an annual review of unreasonable rate increases, to monitor premium increases and to award grants to States to carry out their rate review process.

Request for Comments Regarding Section 2794 of the Public Health Service Act can be accessed at http://edocket.access.gpo.gov/2010/2010-8600.htm. Submitted written or electronic comments were due by May 14, 2010, 11:59 PM EST