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ACA’s Sixth Anniversary: A Young Adult Finds Peace of Mind

Summary: 
Thanks to the Affordable Care Act, young adults can remain on their parents’ insurance until their 26th birthday.

I first told you my story in 2012—of how the Affordable Care Act gave my family and me one less worry. You see, I have lived with a rare genetic disorder that causes chronic respiratory tract infections and abnormally positioned internal organs.  Having this disease requires many visits to the doctor, expensive medications and numerous procedures, so living without coverage is not an option.

It was difficult for my parents to find coverage for me at a reasonable price because my genetic disorder was considered a pre-existing condition. For most of my life, I remember my mom on the phone fighting with insurance companies and doctors’ offices.

That was until the ACA. The resistance that we once received from insurance companies has eased up. I no longer feel like I am trying to knock down a brick wall every time I need something that pertains to my health.

Not only did the ACA bar discrimination based on pre-existing conditions, it also let me stay covered by my parents’ insurance plan.

Thanks to the Affordable Care Act, young adults like me can remain on their parents’ insurance until their 26th birthday. 6.1 million young adults have gained health insurance due to the ACA.

Justin Metcalf, Herndon, Virginia.

Thanks to the Affordable Care Act, I could attend college without worrying about coverage. And once I graduated, I was able to freely look for employment without having to focus on finding health coverage.

Because of the Affordable Care Act, I no longer have to fight to get the coverage I need.   If it was not for the protections of the ACA, I would have had to put all of my energy into worrying about my health, and whether or not I would be able to afford the care that I needed.

I am now 26 and off my parents’ insurance for about two years. I have been able to get coverage through my current employer. However, even if I wasn’t employed, or if my employer did not offer insurance benefits, I would still be at peace knowing that I could get affordable health coverage through the Health Insurance Marketplace, thanks to the Affordable Care Act.

Having my condition is not easy, but it is manageable with the right health coverage. And that is what the Affordable Care Act offered me: quality, affordable health coverage. Coverage that gave my parents and me peace of mind.

Thanks to the #ACA, young adults like Justin can remain on their parents’ insurance until their 26th birthday → http://1.usa.gov/1UKVMZJ

 

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young adults
A Conversation on the Health of our Nation’s Children Making Health Care Work Better for Everyone